Roth Contribution Limits 2025 Income 2022. For 2025, single filers must have a modified adjusted. There are also income limits.
If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2025 to contribute to a roth ira, and if you’re married and filing jointly, your magi. In 2025, the roth ira contribution limit is $7,000, or $8,000 if you’re 50 or older.